We take the hard work out of finding a good loan and we have access to more lenders and loan products then a car dealership. We’ll work one-on-one with you so that you get the full benefit of our knowledge and experience and walk away with a great deal, with a great rate, that saves you money.

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Here are some things to consider:

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• What can you afford?

  • Don’t forget, after the upfront purchase you then must afford all the costs associated with owning and running a car including maintenance and registration.

• Choose a car loan which is perfect for you

  • A car loan is a personal loan for the specific purpose of buying a new or used car, truck, motorbike or other vehicle.

  • The term of a loan can vary usually from 12 months to 5 years and you have the option of choosing a fixed or variable interest rate for the term of your loan.

  • Your loan may be secured to an asset, such as the car you are buying, so that if you are unable to make the repayments the credit provider can repossess and sell your asset to pay out the loan. Unsecured loans generally have higher interest rates and you may not be able to borrow as much as you’d like.

• Get value for your money

  • Anytime you buy a car from a dealership they will offer to arrange finance for you. This may seem convenient but you can usually get a better deal if you shop around. That’s where it’s ideal to use a broker.

• Car insurance

  • When you purchase a car using a loan you are required to take out compulsory third party (CTP) insurance before you are allowed to drive your car on the road. Sometimes the lender may require you purchase comprehensive car insurance. Acquiring a good insurance policy for your new car is a good way to mitigate the risks associated with your loan if your car was damaged or stolen.